For pre-retirees with $1M or more

Do you know exactly where your retirement plan has gaps?

Take the 5-minute assessment and see where you stand across the twelve risks that matter most as you approach retirement — including the ones that tend to go unexamined until it is too late.

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No email required  ·  Results in under 5 minutes

100+ Conversations with $1M+ pre-retirees
12 Risk categories assessed
5 min To complete

Why this matters

The risks that matter most at this stage are rarely the ones people are watching.

For most high-net-worth pre-retirees, the wealth is there. The discipline was there. What changes — and what catches people off guard — is the complexity of the next chapter.

Taxes on large pre-tax accounts. The cost of healthcare before Medicare. Social Security timing decisions worth hundreds of thousands of dollars. A spouse who has never managed the finances alone. An estate plan that has not been touched in a decade.

This assessment was built from direct conversations with people in exactly this position. It takes about five minutes. It will show you where you stand.

What we assess

Twelve risk areas. One clear picture.

01
Spending confidence
Can you spend what you have saved — without anxiety?
02
Social Security timing
Early vs. late claiming — do you know what it costs you?
03
Market & sequence risk
A bad first few years can do permanent damage.
04
Tax strategy
The largest controllable expense in retirement.
05
Portfolio clarity
The balance is not the same as the return.
06
Healthcare before Medicare
The gap years can cost $10K–$50K per year.
07
Medicare planning
Coverage gaps, plan choices, and income surcharges most people never see coming.
08
Spouse & continuity
What happens if the financial decision-maker is gone?
09
Estate & legacy
Outdated documents are expensive to untangle.
10
Blind spots & complexity
The risks that matter most are the ones no one has raised.
11
Inflation planning
A plan built around today's costs may not hold up at 75 and 80.
12
Life in retirement
Discipline built your wealth. Is it enough for what comes next?

The assessment

Your Retirement Readiness Score

This assessment is complimentary and based solely on the answers provided. It does not constitute tailored investment advice as it does not take into account an investor's full financial profile, investment objectives, and risk tolerance.

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You have done the hard part. Let's talk about what comes next.

You now have a clearer picture of where you stand. A 30 or 60 minute conversation is where we take that picture and turn it into a plan — what to address first, what is already working, and what retirement can actually look like for you.

Schedule a conversation with Sean →